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Loans

From buying a new car, shopping for your first house, or building a new home from the ground up. We have the right loan products to help you accomplish your dreams.

Mortgage Loans

Buying a home is one of life’s biggest decisions. At Kingston National Bank, we offer a wide range of mortgage products designed around you. Let us take the stress and worry out of the home mortgage loan process from the start.

  • Timely decisions and closings
  • Realtor, auction, private sale financing
  • Bi-weekly payment option available
  • No acreage limits
  • Local service and local decisions
  • Escrow for tax and insurance
  • Credit Life and Disability available

**Applications are subject to underwriting approval.

Construction Loans

Building a home on a beautiful piece of property is a dream for many people. Kingston National Bank can help your project from start to finish.

  • Single closing for construction and permanent financing
  • Flexible draw schedules
  • Local service and local decisions
  • Timely approvals and closings
  • Credit Life and Disability available

**Applications are subject to underwriting approval.

Home Equity Loans

Your home is one of your life’s biggest investments. We can help you make your investment work for you. Whether you are remodeling your home, building a garage or adding living space, Kingston National Bank is here to help you.

  • Competitive fixed rates
  • Fixed monthly payments
  • No prepayment penalties
  • Potential tax benefits***
  • Credit Life and Disability available

**Applications are subject to underwriting approval.
***Consult your tax adviser.

Key Equity Line of Credit

Let the equity in your home, work for you. The convenience of a line of credit gives you access to your equity when you need it. You are in control of how you make your home investment benefit you.

  • Revolving line of Credit
  • Variable rates
  • 15 year term
  • Potential tax benefits***
  • Timely approvals and closings
  • Credit Life and Disability available

**Applications are subject to underwriting approval.
***Consult your tax adviser.

Auto Loans

When the time comes to buy a new car or maybe a slightly used truck, let Kingston National Bank help you find the terms that fit your budget. We can pre-approve your purchase to help give you an edge when negotiating on your new ride.

  • Fixed interest rates
  • Dealer or private sale
  • Timely approvals and closings
  • Credit Life and Disability available
  • Local service and local decisions

Personal Loans

Some purchases are just out of reach, let Kingston National Bank help find the right loan for you! Call one of our loan officers to discuss your unique situation and allow us to help you solve your financial obstacles.

  • Fixed interest rates
  • Local service and local decisions
  • Timely approvals and closings
  • Credit Life and Disability available

Ready to get started?

Contact a Loan officer to discuss your financial future today!

Contact Us

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