Kingston National Bank

Savings Accounts

With our Savings Accounts, you will earn competitive interest rates and have the security of insurance, up to the FDIC limit, to guarantee the safety of your funds. Please call a Customer Service Representative for the most current, competitive rates.

Statement Savings

Customers have their transactions recorded on a monthly statement. Allows customers the convenience of using Direct Deposit for payroll, pension, social security, and government checks.

  • Minimum Balance of $100.00 to open the account


  • Interest is compounded monthly, using the daily balance method
  • Bank-by-mail envelopes available
  • Convenience of making deposits or withdrawals at any branch

The Kingston Classic

  • Minimum deposit of $10,000.00
  • Tiered Interest Account
  • Tiered Interest Ranges:

    $10,000.00 - $24,999.99*
    $25,000.00 - $49,999.99*
    $50,000.00 - above*

* Please see a customer service representative for our current rates.

You may make six (6) transfers and/or withdrawals during any one (1) calendar month or statement cycle (The period from one statement to the next) or similar period of at least four weeks to another of your accounts with us or to a third party by means of a preauthorized or automatic transfer or telephonic (including data transmission agreement, order, or instruction, or by check, draft, debit card,, or similar order by you and payable to third parties.