Personal Checking

Kingston National Bank offers several options for your personal checking account needs. Our staff is available to help you with determining the perfect fit for you!

KNB Checking Account Products

  • We offer a variety of personal checking account options to accommodate many different lifestyles.
  • Easy access to our secure Online Banking and KNB Mobiliti.
  • All of our checking options offer bill pay, direct deposits, automatic transfers and ATM/debit card.
  • Ask about our Checking Reserve Account/Overdraft Protection– a line of credit to cover overdrafts.

EVO Checking

Bridge the “Evolution Gap”!

Kingston National Bank offers a bundle account that helps our customers bridge the “Evolution Gap”! This account is virtually service charge free with qualifying *activity requirements. Contact a Customer Service Representative or call 1-800-337-4562.

Account features:

  • $100.00 minimum deposit to open account.
  • No minimum balance required.
  • No monthly service charge with qualifying activity.*
  • No monthly debit card fee.
  • Bill pay via Mobiliti or On-line Banking
  • 1 complimentary box of basic checks per year.
  • Refund up to $6.00 for non-KNB ATM transaction fees per month.
  • Mobiliti and On-line Banking.

*Activity Required To Waive $15.00 Monthly Service Charge

Conduct 6 point of sale transactions per cycle.
Conduct at least 1 log-on to Kingston Connect per cycle.
Receive e-statements.
Conduct at least 1 bill pay per statement cycle.

Kingston Classic Checking

A money market account featuring a tiered interest rate structure.

“Kingston Classic” is a money market account featuring a tiered interest rate structure. This account can be used as a funds management product for savings and is designed for customers that maintain higher balances in their checking accounts. Contact a Customer Service Representative or call 1-800-337-4562.

Account features:

  • $100.00 minimum deposit to open account.
  • No monthly service charge.
  • No required minimum daily balance.
  • $1.00 monthly debit card fee.
  • Mobiliti and On-line Banking.
  • $10,000 minimum balance to earn interest
  • Tiered interest bearing account on the following balance ranges:
    • $10,000.00 – $24,999.99
    • $25,000.00 - $49,999.99
    • $50,000.00 - Above

Contact a customer representative for current interest rates.

*Account Limitations: Consumer may make six (6) transfers from the account each four (4) weeks or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement order or instruction by check, draft, debit card, or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, or mail or at an ATM are unlimited.

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Kingston Direct Checking

Simple and Easy!

Why spend precious time going to the bank? “Kingston Direct” is a simple, easy checking account with benefits for customers who have a direct deposit to their account. Contact a Customer Service Representative or call 1-800-337-4562.

Account features:

  • $100.00 minimum deposit to open account.
  • $500.00 minimum balance required – waived with direct deposit.
  • No monthly service charge with qualifying activity.*
  • Monthly $1.00 debit card fee.
  • Bill pay via Mobiliti or On-line Banking
  • Mobiliti and On-line Banking.

*Activity Required To Waive $7.00 Monthly Service Charge

Keep daily balance of $500.00, OR
Receive direct deposit of funds to this account.

Kingston VIP Checking

For customers who maintain higher balances in their accounts.

“Kingston VIP” checking is a tiered interest bearing account designed for customers who maintain higher balances in their accounts but want the ability to write unlimited checks. Contact a Customer Service Representative or call 1-800-337-4562.

Account features:

  • $100.00 minimum deposit to open account.
  • $7.00 monthly service charge if the daily balance falls below the required minimum balance of $1,500.00.
  • In addition, a $.25 per item fee will be accessed if the minimum required balance is not met – This includes: withdrawals, checks paid, automatic transfers or payments out of this account.
  • $1.00 monthly debit card fee.
  • Mobiliti and On-line Banking.
  • Tiered interest bearing account.
  • Tiered Interest Ranges Based On The Following Balances:
    • $1,500 - $4,999.99
    • $5,000.00 - $9,999.99
    • $10,000.00 - Above

Contact a customer service representative for our current Interest Rates!

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Senior Checking

The Perfect Fit for You!

For all individuals 55 or older Kingston National Bank features a “Senior” checking. For more information please contact a Customer Service Representative or call 1-800-337-4562. Our Senior Checking may be the perfect fit for you!

Account features:

  • $100.00 minimum deposit to open account.
  • No minimum balance required.
  • No monthly service charge.
  • No monthly debit card fee.
  • Bill pay via Mobiliti or On-line Banking
  • 1 Complimentary box of basic checks per year.
  • Mobiliti and On-line Banking.

Student Checking

Simple and Convenient!

“Student Checking” offers a simple, convenient checking account for those students 25 years and younger. Contact a Customer Service Representative or call 1-800-337-4562.

Account features:

  • $25.00 minimum deposit to open account.
  • No minimum balance required.
  • No monthly service charge with qualifying activity.*
  • No monthly debit card fee.
  • Refund up to $6.00 for non-KNB ATM transaction charges per month.
  • Mobiliti and On-line Banking.
  • Bill pay via Mobiliti or On-line Banking.

*Activity Required To Waive $10.00 Monthly Service Charge

Receive e-statements.
Conduct at least 1 log-on to Kingston Connect per cycle.

 

Contact a Customer Service Representative
to see how easy it is obtain an account with KNB or call 1-800-337-4562.

 

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