Consumer Loans

• Convenient and quick application process and prompt approvals.
• Borrow for any purpose including the purchase of an automobile.
• Competitive low rates.
• No prepayment penalties.
• Choice of repayment term.
• Convenient fixed monthly payments.
• 1/4 rate reduction when payment are automatically deducted from your Kingston National Bank Checking Account.

Commercial Loans

• Convenient and quick application process and prompt approvals.
• Competitive low rates.
• No prepayment penalties.
• Fixed or Adjustable Rate Term
• Lines of Credit to utilize as your business need arises.
• Commercial Mortgage loans available.

Key Equity Loans

• Low Closing Costs.
• Low rates.
• 85% LTV
• Great Terms

Home Equity Loans

• Access the equity in your home without refinancing the first mortgage.
• Borrow up to 85% of the appraised value of your property.
• May provide substantial tax benefits (consult your tax advisor).
• Repayment plans from 5-15 years.
• Fixed rates and payment amounts.
• Automatic payments from your Kingston National Bank Checking or Savings.

 

 Mortgage Loans

• Loans available for primary, secondary, non-owner residences.
• Low competitive rates and closing costs.
• Approvals within 48 hours and prompt closings.
• No repayment penalty.
• Automatic payment from your Kingston National Bank Checking or Savings.

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