Kingston
Direct
Minimum Balance
- $500.00
Service Charge -
$7.00 per month*
*Monthly service charge is only assessed if the balance
on the account falls below the $500 minimum balance requirement.
The service charge on this account will be waived for Senior
Citizens Accounts (55 years or older), Student Accounts
(Minors must have a joint account with an adult), and customers
who are handicapped. Service Charge waived with monthly
or bi-weekly direct deposit. Senior citizens receive 200
free safety paper checks per year.
Kingston
Rewards Checking
Minimum Balance -
$0.00
Service Charge - $8.00 per
month
Account
Features - 200 complementary safety paper checks
per year, Free Travelers cheques, Free Money Orders, Free
Cashiers Checks, Free Check Card, 1st Year Free on Overdraft
Protection (CRA)*, Free Images by request, $100.00 off Mortgage
Loan Document Fee*, and $35 discount on Installment
Loan Documentation Fee*.
*Requires
application and credit approval.
Kingston
V.I.P
Minimum Balance -
$1,500.00
Service Charge - $7.00 if account
falls below the $1,500 minimum
balance, plus $.25 per item fee for each debit transaction
(withdrawal, check paid, automatic transfer or payment out
of the account).
Tiered
Interest Ranges:
$1,500.00 - $4,999.99*
$5,000.00 - $9,999.99
$10,000.00 - above*
*See
customer service representatives for our current Interest
Rates.
Business
Analysis
See customer service representative
for more details on our business analysis account.
Basic Business
Minimum
Balance - $0.00
Service
Charge
-$3.00 per month plus fifty free checks
(manual or electronic) and $.20 per item after 50 checks.
MasterCard Debit Card
Use your debit card to make purchases without writing checks.
The purchase amount is automatically deducted from your
checking account. No more waiting in line for check
approvals! Accepted everywhere you see the MasterCard logo.
Account Features - Convenience of 24-hour
access at thousands of locations. Your own Debit Card personal
identification number. Unlimited transactions. Easy
record keeping with detailed monthly statements. No surcharge
will be imposed by our bank for using Kingston National
Bank owned ATMs.
