Kingston National Bank

Checking Accounts

Kingston National Bank welcomes you to better checking with several advantages to help you manage your money. Please call a Customer Service Representative for the most current, competitive rates. Choose the best account for your banking needs:

To view Important Information about your account, Click on this link:  statement

STUDENT ACCOUNT

 A simple convenient checking account for those students 25 years and younger.

  •  No minimum balance required
  •  No monthly service charge with qualifying activity
  •  No monthly debit card fee
  •  Refund up to $6.00 for non-KNB ATM transaction charges  per month

**ACTIVITY REQUIRED TO WAIVE $10.00 MONTHLY SERVICE CHARGE: Receive e-statements and Conduct at least 1 log-on to Kingston Connect per  statement cycle.

EVO

 A checking account for those customers who want a conveniently bundled package of services.

 No minimum balance required

  • No monthly service charge with qualifying activity
  • No monthly debit card fee
  • Free bill pay
  • 1 free box of basic checks per year
  •  Refund up to $6.00 for non-KNB ATM transaction charges per month

 **ACTIVITY REQUIRED TO WAIVE $15.00   MONTHLY SERVICE CHARGE: Conduct 6 point of sale transactions per cycle, Conduct at least 1 log-on to Kingston Connect

   per cycle, Receive e-statements, and Conduct at least 1 bill-pay per cycle.

Kingston Direct

  • Minimum Balance of $100.00 to open the account
  • Minimum Balance - $500.00 to avoid a  monthly service charge
  • Service Charge - $7.00 per month*

* Monthly service charge is only assessed if the balance on the account falls below the $500.00 minimum balance requirement. The service charge on this account will be waived for Senior Citizen Accounts (55 years or older), Student Accounts (Minors must have a joint account with an adult), and customers who are handicapped. Service Charge waived with monthly or bi-weekly direct deposit upon notification by customer. Senior Citizens receive 200 complementary safety paper checks per year.

Kingston Rewards Checking

  • Minimum Balance of $100.00 to open the account
  • Minimum Balance - $0.00
  • Service Charge - $8.00 per month
  • Account Features - 200 complementary safety paper checks per year,  Fee-Free:  Travelers cheques, Money Orders, Cashiers Checks, and Check Card. 1st Year on Overdraft Protection (CRA)*,  Images by request, $100.00 off Mortgage Loan Document Fee*, and $35.00 discount on Installment Loan Documentation Fee*.

* Requires application and credit approval.

Kingston V.I.P.

  • Minimum Balance of $100.00 to open the account
  • Minimum Balance - $1,500.00 to avoid a  monthly service charge
  • Service Charge - $7.00 if account falls below the $1,500.00 minimum balance, plus $.25 per item fee for each debit transaction (withdrawal, check paid, automatic transfer or payment out of the account).
  • Tiered Interest Ranges:

    $1,500.00 - $4,999.99*
    $5,000.00 - $9,999.99*
    $10,000.00 - above*

* See customer service representatives for our current Interest Rates.

Business Analysis

See customer service representative for more details on our business analysis account.

Basic Business

  • Minimum Balance of $100.00 to open the account
  • Minimum Balance - $0.00
  • Service Charge -$3.00 per month plus 50 checks (manual or electronic) and $.20 per item after 50 checks.

MasterCard Debit Card

Use your debit card to make purchases without writing checks. The purchase amount is automatically deducted from your checking account. No more waiting in line for check approvals! Accepted everywhere you see the MasterCard logo.

Account Features - Convenience of 24-hour access at thousands of locations. Your own Debit Card personal identification number. Unlimited transactions. Easy record keeping with detailed monthly statements. No surcharge will be imposed by our bank for using Kingston National Bank owned ATMs.