Kingston National Bank

CDs & IRAs

You can have a successful retirement fund. Funds you save with us will be ready when you retire and the cumulative interest we provide will reward you for investing with Kingston National Bank.

Traditional IRA

  • Earnings are not taxed until withdrawal.
  • Tax deferred growth of funds.
  • Contributions may be tax deductible.
  • Penalty free if you need funds for certain medical emergencies, first time home buying, and qualified educational expenses.

Roth IRA

  • No mandatory distributions required.
  • Tax free growth of your funds.
  • Penalty free withdrawals after 5 years and age is 59 1/2 years old.

Certificates of Deposit

  • Minimum balance requirement $1000.00
  • Competitive Rates.
  • Certain Certificates of Deposits are automatically renewable.
  • Short-terms and long-terms available to meet your investment goals.

For more information about Kingston National Bank IRA and Certificates of Deposit, please visit with one of our customer service representatives.